Most freelancers guess. You do not have to.

Find the rate you can actually afford to charge.

Your rate is not a feeling. It is your take-home pay, your business costs, your tax, and the hours you can genuinely bill — divided. These calculators do that division.

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The floor comes before the price

Your rate floor is the point below which the work costs you money. It is not what you should charge — it is what you cannot go under. Everything else is negotiation. The rate calculator finds it.

The usual mistake

2,080 hours is not a real year

Dividing a salary by full-time hours is where most underpricing starts. Holiday, sick days, admin, pitching, and invoicing are unpaid, and they are most of the gap. The billable hours calculator shows what is left.

Nothing is stored

The maths runs in your browser

There is no account, no database, and no analytics on the numbers you enter. Income, costs, and client counts never leave the tab — the privacy policy spells out exactly what that means.

Show your working

Every formula is on the page

Each calculator publishes the formula it uses and a worked example you can check by hand. Where a figure depends on an assumption — billable percentage, employer overhead — the assumption is an input you control, not a constant we picked.